Share Draft Services

Telephone Workers' Credit Union offers share draft/checking accounts to meet all of our members' needs. And switching your accounts over to us has never been easier. Use our online Switch Kit to transfer your existing accounts to TWCU.

Check out our Share Draft/Checking Account Coach and be more informed when it comes to your money.

FREE Benefits Checking/Share Draft Account
Our share draft/checking account offers:

No fees and no minimum balance
Earn interest with just a $5 balance*
Your first box of personalized checks are free
A free MasterMoney Debit & ATM card
Free ATM transactions everywhere**
Surcharge-free ATM transactions at SUM locations
Free Online Banking and free Bill Pay

Dividends are compounded daily and paid monthly. Your processed checks are microfilmed and filed by the credit union for safekeeping and you receive monthly statements that detail account activity. You can view front and back copies of all your cleared checks if you sign up for Home Banking. Deposits and withdrawals can be made in person or by mail, direct deposit, and/or payroll deduction; by transfer via MoneyLine and by wire transfers. You may also access your account through our ATM system.

Senior 62 Package

Our Senior 62 package offers members 62 years of age or older unlimited share draft (checking), free ATM transactions (with Direct Deposit), one free reorder of basic style checks at a time (special styles may be purchased), a no-fee Visa (certain restrictions may apply), free traveler's checks (single signature), and a ten percent discount on Safe Deposit boxes. We hope you will take a moment to check out our Senior 62 page.

Under 21 Value Package
Our special Under 21 Value Package of share, share draft (checking), ATM, and Visa credit card services is a great way for TWCU members from age 16 to 20 to get started on the way to financial independence. Check out our Under 21 page for more information and "Links You'll Love!"

Start today! Download the Under 21 signature card, complete, and return it to TWCU to open your account today.