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Deposit Rates

TWCU Dividend Rates
Effective April 9th, 2008

Want to know how much interest you can earn? Use our Savings Calculator and find out.

All dividend rates are subject to change, not guaranteed for completeness, currentness or accuracy.

 

Account

Dividend Rate

APY* Minimum to Earn APY*
Share Draft**

0.250

0.250 5.00
Share**

0.750

0.760 5.00
Money Market Account**

0.750

0.760 5-2,499.99
Money Market Account**

1.500

1.510 2,500.00
Club Accounts**

0.750

0.760 5.00
3-Month Certificate of Deposit

3.000

3.040 1,000.00
6-Month Certificate of Deposit 

3.250

3.300 1,000.00
12-Month Certificate of Deposit

3.500

3.560 1,000.00
18-Month Certificate of Deposit

3.500

3.560 1,000.00

24-Month Certificate of Deposit

3.500

3.560 500.00
30-Month Certificate of Deposit

3.500

3.560 500.00
36-Month Certificate of Deposit

3.750

3.820 500.00
48-Month Certificate of Deposit

3.850

3.920 500.00
60-Month Certificate of Deposit

3.950

4.020 500.00
12-Month IRA Certificate of Deposit***

3.500

3.560 1,000.00
18-Month IRA Certificate of Deposit***

3.500

3.560 1,000.00
24-Month IRA Certificate of Deposit***

3.500

3.560 1,000.00
36-Month IRA Certificate of Deposit***

3.750

3.820 1,000.00
48-Month IRA Certificate of Deposit***

3.850

3.920 1,000.00
60-Month IRA Certificate of Deposit***

3.950

4.020 1,000.00
IRA MM Account**     ****

0.750

0.760 5-499.99
IRA MM Account**     ****

1.500

1.510 500.00

 

*APY = Annual Percentage Yield 

**Share, Share Draft accounts,Money Market, Club accounts and IRA MM accounts are variable rate accounts, rates can change after the account is opened. A minimum deposit of $2,500.00 is required to open a Money Market account.

*** IRA Certificate of Deposit include traditional and roth options

****IRA MM include traditional, roth and educational IRA options

Interest is compounded daily/payable monthly on IRA accounts, Money Market accounts, Share Draft, CDs (certificates of deposit), and Share accounts. Club accounts earn a simple interest. There is a substantial penalty for early withdrawal of principle from CDs (certificates of deposit). All dividend rates are subject to change. Call the Member Services Department at (617) 439-6500 for further information.

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